Loading...
Your browser does not support the video tag.

Two Wheeler Loan for Hero Karizma XMR .

feature icon
Interest Rates starting @ 14%*
feature icon
Flexible Tenure Up To 60 months
feature icon
100% Funding

Secure a Hero Karizma XMR with a loan of up to Rs 3.5 Lakhs, featuring competitive interest rates and swift approval.

Calculate Your EMI

Estimate your monthly outflow and adjust your tenure with ease using our EMI Calculator. Plan confidently and borrow smartly.

About Hero Karizma XMR.

This famous bike redefines experience with its smooth layout plus effective efficiency. Built to dominate every roadway, it assures a thrilling trip for lovers looking for the utmost cycling experience. With its sophisticated functions and accurate design, the Hero Karizma XMR is a testimony to development backed with quality. Whether browsing city roads or discovering off-road routes, this bike is positioned to supply unmatched delights and enjoyment, establishing brand-new criteria for bike enthusiasts.

In addition to this, you can always rely on Hero FinCorp when it comes to financial assistance. You can get a two-wheeler loan of up to 3.5 lakh without hassle. So, get ready to experience the thrill of riding your favourite bike.

Hero Karizma XMR Bike Specifications & Features.

CategorySpecification
Dimensions and CapacityLength: 2100 mm, Width: 805 mm, Height: 1190 mm
Tires and BrakesFront Tire: 100/80-17, Rear Tire: 130/70-17, Front Brake: Disc, Rear Brake: Disc
Mileage and PerformanceMileage: 40-45 kmpl, Top Speed: 120 kmph
Engine and TransmissionEngine: 223 cc Single Cylinder, Transmission: 5-Speed Manual
Chassis and SuspensionChassis: Tubular Diamond, Suspension: Telescopic Front Forks, Rear Mono-Shock

How to Apply for a Two Wheeler Loan for Hero Karizma XMR?

At Hero FinCorp, we know the excitement of owning your dream bike, which is why we provide straightforward two wheeler loans. Here’s how you can apply for a two wheeler loan for Hero Karizma XMR:

Steps to avail a Two-Wheeler Loan:

Section image

01
02
03
03
04

Hero Karizma XMR Spare Parts Price List.

Spare PartPrice (INR)*
Headlight Assembly1,500
Fuel Tank3,000
Front Brake Disc800
Rear Brake Pads600
Clutch Cable200

Note: Prices are indicative and subject to change. Contact your nearest Hero dealership for exact pricing.

The latest news.

2 January 2026

Who Is a Wilful Defaulter? RBI Rules Explained

Loan defaults don’t all happen for the same reason. Sometimes repayments stop because income drops or a business struggles. In other cases, borrowers continue to have the means to pay but choose not to. RBI treats these two situations very differently. 
'Wilful defaulter' is used only for deliberate non-payment, and the classification tends to persist for some time.
 

4 February 2026

How to Increase Your UPI Transaction Limit

UPI has changed how money moves in India. It's used to pay for everything from rent and EMIs to the smallest of transactions at local vendors. 

4 February 2026

QR कोड क्या होता है? इसके प्रकार, उपयोग और काम करने का तरीका

आज किसी दुकान पर भुगतान करना हो, पार्किंग टिकट लेना हो या किसी ऐप में लॉग-इन करना हो, हर जगह एक चीज़ आम हो गई है: QR कोड। एक छोटा-सा स्क्वायर पैटर्न, जो बिना कुछ टाइप किए आपका...

FAQs.

The maximum loan amount you can secure for a Hero Karizma XMR depends on several factors, including income, credit history, and the lending institution's policies. Lenders assess repayment capacity based on these factors before determining the loan amount.

Typically, the down payment percentage for a Hero Karizma XMR ranges from 10% to 20% of the bike's on-road price. However, this percentage may vary depending on the lender's policies and your creditworthiness.

Yes, many lenders offer loans for used motorcycles, including the Hero Karizma XMR. However, the terms and conditions and the interest rates may differ from those for new vehicle loans.

Some lenders may allow you to transfer an existing two-wheeler loan to finance the purchase of a new vehicle, such as a Hero Karizma XMR. However, this option is subject to the lender's terms and conditions, and approval is not guaranteed.

The maximum loan-to-value (LTV) ratio for a Hero Karizma XMR typically ranges from 70% to 90% of the bike's on-road price. LTV ratio represents the percentage of the vehicle's value that a lender is willing to finance through the loan.