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Check Your Loan Eligibility Instantly.

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Instant Results
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No Credit Impact
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100% Secure & Private

Find out what you qualify for in seconds no paperwork, no credit score impact.

How To Check Your Eligibility.

Know your eligibility in 3 simple steps

Enter Your Mobile Number

Enter

Your Mobile Number

We'll confirm your identity by sending a (OTP) to your registered mobile number.

Provide Basic Details

Provide

Basic Details

Share a bit about yourself, highlighting your background, interests, and experiences.

Get Instant Result

Get

Instant Result

Instant Results: Unlock secure access with our Cutting-Edge solutions.

Plan Your Loan Smartly

Are You Eligible?

Let's Find Out.

Use our EMI calculator to choose the right loan amount & tenure

Calculate Your EMI

Estimate your monthly outflow and adjust your tenure with ease using our EMI Calculator. Plan confidently and borrow smartly.

What Affects Your Personal Loan Eligibility.

From income to credit score, explore the essentials that shape your approval chances

Monthly Income

Monthly

Income

Higher income means better repayment capacity

Credit Score

Credit

Score

A good CIBIL score (725+) improves approval chances

Employment Type

Employment

Type

Salaried professionals in top company have higher approval

What do people think about Hero FinCorp.

User Avatar

I took a personal loan for my sister’s wedding, and the experience was excellent. The approval was instant, and everything was explained clearly, no hidden charges or last-minute surprises. The iOS app is smooth. I will confidently recommend them to anyone needing funds quickly without the stress of traditional bank loans.

Karan Mehta, Pune -

User Avatar

The app is very user-friendly and guides you through the process step by step. I borrowed Rs 3.5 lakh for a family trip, and everything, eligibility check, approval, disbursal, was completed digitally. When I had a question about EMI dates, customer support responded quickly. I now recommend the app to colleagues whenever they need quick, trustworthy financial assistance. It’s truly a modern, customer-first solution.

Nikhil Verma, Lucknow -

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The Loan Application was quick and easy.

Anjali Mehra, Udaipur -

The latest news.

2 January 2026

Who Is a Wilful Defaulter? RBI Rules Explained

Loan defaults don’t all happen for the same reason. Sometimes repayments stop because income drops or a business struggles. In other cases, borrowers continue to have the means to pay but choose not to. RBI treats these two situations very differently. 
'Wilful defaulter' is used only for deliberate non-payment, and the classification tends to persist for some time.
 

29 January 2026

NEFT vs. RTGS vs. IMPS vs. UPI: Key Differences

Amit was new to net banking and wanted to send some money on his phone. When he opened the app, four payment options appeared: NEFT, RTGS, IMPS, and UPI. Although he...

29 January 2026

What Is Personal Financial Management (PFM)? Definition, Full Form, Tools and Apps

Ravi, a salaried employee in Bengaluru, manages his finances by budgeting his monthly expenses, investing in mutual funds through SIPs and PPF, and paying his home loan...

FAQs.

No. This is a soft check and has zero impact on your credit score.

Mobile/OTP verification helps confirm your identity and ensures your eligibility result is shared securely.

Absolutely. The entire flow is 100% secure, fully encrypted, and your information is used only to assess eligibility.

We require a few key details to accurately check your eligibility and fetch relevant information securely.

Less than a minute. Just verify your mobile number, enter basic details, review the fetched information, and you’re done.

No. Eligibility check is completely document-free. Documents are only needed during the application or approval stage.

You can directly continue to the loan application journey or explore personalized offers.

You’ll have the option to review and correct them before proceeding.

No. The eligibility check is absolutely free.