Find out what you qualify for in seconds no paperwork, no credit score impact.
Know your eligibility in 3 simple steps

We'll confirm your identity by sending a (OTP) to your registered mobile number.

Share a bit about yourself, highlighting your background, interests, and experiences.

Instant Results: Unlock secure access with our Cutting-Edge solutions.

Use our EMI calculator to choose the right loan amount & tenure

Estimate your monthly outflow and adjust your tenure with ease using our EMI Calculator. Plan confidently and borrow smartly.
From income to credit score, explore the essentials that shape your approval chances

Higher income means better repayment capacity

A good CIBIL score (725+) improves approval chances

Salaried professionals in top company have higher approval
Karan Mehta, Pune -
Nikhil Verma, Lucknow -
Anjali Mehra, Udaipur -
No. This is a soft check and has zero impact on your credit score.
Mobile/OTP verification helps confirm your identity and ensures your eligibility result is shared securely.
Absolutely. The entire flow is 100% secure, fully encrypted, and your information is used only to assess eligibility.
We require a few key details to accurately check your eligibility and fetch relevant information securely.
Less than a minute. Just verify your mobile number, enter basic details, review the fetched information, and you’re done.
No. Eligibility check is completely document-free. Documents are only needed during the application or approval stage.
You can directly continue to the loan application journey or explore personalized offers.
You’ll have the option to review and correct them before proceeding.
No. The eligibility check is absolutely free.
I have read through the Terms of Service for use of Digital Platforms as provided above by HFCL and I provide my express consent and agree to the Terms of Service for use of Digital Platform.