TWO WHEELER LOAN IN LUDHIANA.
INTRODUCTION.
Now you can reach out to Hero FinCorp and avail an easy and affordable two wheeler loan in Ludhiana. The loans are customizable, making it easier for you to repay just the way you can. You can choose from different options of down payment and flexible tenures too.
FEATURES AND BENEFITS.
Apply for a two wheeler loan in Ludhiana whether you are salaried or self-employed.
The loan amount can vary from INR 10,000 to INR 3,50,000.
To help you bring home your dream bike, we offer a maximum loan to value (LTV) ratio of 95%.
Avail attractive interest rates and flexible tenures of up to 60 months.
You can apply for bike finance in Ludhiana with quick and easy documentation. For processing your application, we do not need any guarantor.
Multiple repayment options like cash, ECS, PDC, and NACH, can make your borrowing experience convenient.
It might take only 15 minutes for your loan to get approved, considering all your documents are in order.
THE HERO FINCORP ADVANTAGE:.
- To secure the highest amount of loan in Ludhiana, get in touch with us and we will share more details.
- Our interest rates are competitive as we aim to make your repayment process hassle-free.
- Your loan application can be processed with minimal documentation.
- We offer multiple tenure options for a bike loan in Ludhiana.
- You can select from different payment options like NACH, PDC, ECS, Cash, etc.
- Our loan processing is quick and simple, helps you save time and efforts.
What do people think about Hero FinCorp.
Sakaldev Yadav - Ludhiana, Punjab
Kuldeep Kumar - Ludhiana, Punjab
Rohit Sharma - Ludhiana, Punjab
HOW TO APPLY FOR TWO-WHEELER LOANS IN LUDHIANA.
You can apply for a bike loan in Ludhiana through a Hero MotoCorp dealership that is closest to you or take the online route by clicking here. All you need to do is check your eligibility and keep your documents ready.
Fill out your application form and submit it along with a passport size photo, KYC documents and income proof. You do not have to provide any name for a guarantor or provide any collateral to get a bike loan. Your spouse or a blood relative cohabiting with you can be the co-applicant.
As the next step, based on the pricing and model of the bike, your documents and your credit history, you can choose from the many options we provide for a two wheeler loan in Ludhiana. We offer different down payment amounts and tenures.
Be sure to read the terms and conditions carefully before accepting them. This concludes your application process.
Are You Eligible?
Let's Find Out.
Choose from the multiple repayment options we offer when you need a bike loan in Ludhiana. If you fit all the eligibility criteria, you can begin the loan application process immediately.
Below is a list of eligibility criteria that you must fulfil to avail a two-wheeler loan from Hero FinCorp:
- You must be above 18 years and an Indian national.
- If you are a salaried individual, you should have been employed for at least a year in total and you should have been with your present employer for a minimum of 6 months, OR
- If you are a self-employed individual, you should have been in your present business for not less than 1 year.
FAQs.
EMI is short for Equated Monthly Instalments. It is what enables you to repay a loan over a decided period of time. EMIs are fixed payments and comprise of a principal (loan amount) part and an interest part. The two wheeler EMI calculator on our website can help you calculate the EMI easily.
Hero FinCorp provides highly competitive interest rates on two wheeler loans, depending on the loan amount you take, the tenure, your income and your credit score. Generally, if the tenure is a long one, the interest rate is low. An impressive credit score will also help you get an attractive interest rate.
Yes. Just visit our Hero FinCorp website and use the bike loan calculator in Ludhiana. All you have to do is enter the primary details like loan amount, interest rate and tenure, and you can calculate your EMI in no time. You can try different combinations until you arrive at loan terms that best suit your interests and requirements.
Hero FinCorp has several special schemes in place to make your two wheeler loan more attractive or affordable. Get in touch with our representatives to know all about applying for the same in detail. They will be happy to assist you.
Yes. If the foreclosure terms in your loan agreement say so, you can choose to prepay your loan without incurring any fines. If you are looking to pay back a loan quickly, you can choose to have a short tenure as well. Although in such a case, the rate of interest would be slightly higher. However, you will become debt-free in a short time. Visit our website to use the two wheeler loan interest calculator in Ludhiana and determine the EMI that you will be comfortable paying.
