TWO WHEELER LOAN IN CHANDIGARH.
INTRODUCTION.
If you are looking for a two wheeler loan in Chandigarh that is both easy and quick, get in touch with us today. We offer competitive interest rates and make the entire process super easy for you. You get to pick from many customizable loan options, so that the repayment becomes a breeze. We also offer different down payment options and flexible tenures for your convenience.
FEATURES AND BENEFITS.
You can apply for a two wheeler loan in Chandigarh whether you work as a salaried employee or are self-employed.
Hero FinCorp offers a minimum loan amount of INR 10,000 and it can go up to INR 3,50,000.
With a maximum 95% loan to value (LTV) ratio, you can bring home the bike you have always wanted.
At Hero FinCorp, you can benefit from competitive interest rates with flexible tenures of up to 60 months.
You need to submit minimal documents to get bike finance in Chandigarh. The process is quick and we do not require a guarantor.
Pay your EMIs through the mode you prefer – cash, ECS, PDC, or NACH.
Our loan approval process can take 15 minutes or less, provided you have all your documents handy.
THE HERO FINCORP ADVANTAGE:.
- We are your best bet if you need the highest loan amount in Chandigarh. Contact us for more details.
- Repayment of loans is absolutely hassle-free since our interest rates are the best you can get.
- When you approach us for a loan, you can forget about complicated paperwork. We need minimal documentation to process your loan application.
- To make the repayment of a bike loan in Chandigarh affordable, we offer multiple tenure options.
- We accept EMI payments through options like NACH, PDC, ECS, cash, etc.
- Hero FinCorp believes in fast and simple loan processing, which is what you need in case of urgency.
What do people think about Hero FinCorp.
Sanjay - Sector 47, Chandigarh
Arvind - Mauli jagran, Chandigarh
Rajesh Kumar - Yamuna Nagar, Chandigarh
HOW TO APPLY FOR TWO-WHEELER LOANS IN CHANDIGARH.
Apply for a bike loan in Chandigarh by personally visiting your closest Hero MotoCorp dealership or apply online by clicking here and filling up the form on our website. You should be eligible for the loan and have all necessary documents in place.
The next step is to submit the filled-out application form, a passport size photo, your KYC documents and your proof of income. There is no need for you to provide a guarantor or collateral to secure a bike loan. The co-applicant can be your spouse or a blood relative who stays with you.
Then, as per the price and model of your bike, and your documents and credit history, you can pick from multiple options for a two wheeler loan in Chandigarh. We offer different tenures and down payment amounts as well.
As the final step, read the terms and conditions carefully and accept them. This completes your application process.
Are You Eligible?
Let's Find Out.
The best part about getting a bike loan in Chandigarh from us is that, we offer various options. So, you can begin the application process immediately, if you satisfy all the eligibility criteria:
- You must be more than 18 years old and an Indian national.
- If you are salaried, you must have been in employment for at least a year and should have been with your present employer for at least 6 months, OR
- If you are self-employed, you must have been in your current business for a minimum of 1 year.
FAQs.
The full form of EMI is Equated Monthly Instalments, which means you pay a fixed amount in monthly instalments, over a fixed period of time, instead of repaying the entire loan at once. Each month, this fixed amount contains a principal (loan amount) part and an interest part. You can calculate the amount on the two wheeler EMI calculator we provide on our website.
We offer the best interest rates on a two wheeler loan, based on the loan amount you need, the tenure you pick, your income and your credit score. More often than not, the longer the tenure, the lower is the interest rate. Having a good credit score is an added bonus too, as it can further lower your interest rate.
You can do that on our website by using the bike loan calculator in Chandigarh. Simply enter the basic details in it – loan amount, interest rate and tenure – to arrive at a monthly payable amount. Try different combinations till you are happy with the EMI amount that appears on your screen.
We regularly introduce new schemes and offers so that your two wheeler loan becomes easier to pay back. To know more, contact us and you will be assisted by our representatives.
In case the foreclosure terms in your loan agreement say so, you can definitely prepay the loan without worrying about incurring fines. If fast repayment is your lookout, you can go for a short tenure too. Even though your interest rate will be higher in that case, you will become debt-free quickly. Visit our website and check out the two wheeler loan interest calculator in Chandigarh to calculate the EMI you might have to pay with a short tenure. Try different variations till you get an amount that you would be happy to pay.
