A blocked UPI ID can feel like everything has come to a sudden stop, especially when you need to pay a bill or send money at that exact moment...

Meera owns a bakery in Indore. Her daughter Anaya, a class 11 student, often helps with the business. But since Anaya doesn’t...
 

When you pay monthly EMIs, using UPI is like second nature. But what if you reach the transaction limit and the payment fails?

UPI has become the go-to payment mode across the country today. It's fast and convenient, but at the same time, it's dependent on the internet and bank servers. 

UPI has quickly risen to be the most popular mode of digital transaction in India recently, with a transaction volume of over 20 billion in August 2025 (NPCI).

Do you, despite setting up multiple reminders, always end up missing payment deadlines?  EMIs and subscriptions are a way of life now, and if you add to this how hectic life is, the most common answer you'll get is 'yes.'

If you're a freelancer, consultant, or gig economy worker, much of your income likely arrives via digital payments rather than a traditional salary slip. For many, this has been a hurdle when applying for credit. However, in the current digital lending landscape, your upi transaction history is no longer just a list of spends, it is a powerful tool for financial inclusion.

The rbi guidelines for the personal loan landscape have undergone a significant transformation to ensure a more secure and transparent credit environment.

Today in India, there are over 2000 JEE Colleges or engineering colleges that accept JEE Main scores. This includes government-backed colleges, those run under a public-private partnership, and private institutions.