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Get Used Car Finance in Chirala With Quick Approval.
Chirala is a lovely town on the southeastern coast of Andhra Pradesh. Known for its breathtaking beaches like Vodarevu Beach, it attracts tourists and locals. It is also famous for its handloom industry, particularly silk and cotton sarees, combining traditional craft and modern design. The people of Chirala mainly depend on the textile industry, which provides jobs to thousands of people and boosts the economy at both local and national levels. Additionally, it is home to dynamic markets and educational institutions, and culturally, the town resounds with grandeur.
Features And Benefits of Hero FinCorp Second-Hand Car Loan in Chirala.
Hero FinCorp knows that purchasing a used car is a big financial commitment. Our used car loan in Chirala is convenient, affordable, and available to all. The following are the features and benefits that can empower your car purchase with us:
High
Loan Amount
Hero FinCorp offers loans up to Rs 50 Lakh.
Attractive
Interest Rate
Hero FinCorp offers competitive used car loan interest rates.
Collateral Free
The best thing about this loan is that you do not require any assets to pledge.
Flexible
Loan Repayment
Hero FinCorp offers used car loans with variable repayment tenures.
Instant
Approval
Hero FinCorp has a simple application process and fast loan approvals.
Are You Eligible?
Let's Find Out.
It is crucial to be familiar with the eligibility criteria before you apply for second-hand car finance in Chirala to avoid obstacles in the approval process. Here’s what the eligibility criteria look like:
- •Age: Between 18 and 65 years old.
- •Citizenship: Be an Indian citizen at the time of a used car loan application.
- •Work Experience: Have a minimum of one year of work experience as defined by the lender.
- •Monthly Salary: No fixed criteria.
Interest Rates on Used Car Loans in Chirala.
Your credit score, loan amount and repayment tenure determine the interest rates on a used car loan. They are slightly greater than a new vehicle loan. Hero FinCorp offers competitive interest rates on used car finance in Chirala:
Pre-Owned
Car Loan Interest Rates
Starting from 12.5% to 26%
Loan
Amount
Rs 50,000 (Min) – Rs 50,00,000 (Max)
Loan
Tenure
12 Months (Min.) – 60 Months (Max)
Loan
Processing Fees
0.5% - 4%
Prepayment
Charges
5% on Principal outstanding (additionally interest up to 6 months for foreclosures within 6 months from date of disbursement)
Other
Charges
As applicable
How to Apply For a Pre-Owned Car Loan in Chirala?
Applying for a used car loan in Chirala is straightforward and hassle-free. Here’s a step-by-step guide:
Visit our Used Car Loan page.
Enter the required loan amount, interest rate and tenure in the EMI calculator. It will give you an estimate about the EMI you have to pay.
Under “Apply for a Loan”, provide the correct personal and professional details along with your mobile number and OTP received.
Then agree to the Terms & Conditions by ticking the checkbox and click on “Submit”.
The latest news.
FAQs.
No. You can finance up to 90% of the car's value. You might need a down payment for the remaining amount.
Choose a loan tenure that allows for comfortable EMIs without straining your budget. Consider your financial situation and the total loan amount.
Loan eligibility may depend on the car's age, condition, and mileage. Check our website for specific guidelines.
You may get special schemes with attractive interest rates or relaxed eligibility during the festive season.
