A “no” today is just the start of your comeback. Improve your eligibility and try again smarter.
A good credit score can lead to quick approvals. Missed payments or maxed cards may lead to rejection.
Several loans and card bills can increase your debt-to-income (DTI) ratio. Work to lower your DTI ratio.
Steady income builds trust. Irregular pay or job changes may affect approvals.
A wrong PAN digit or mismatched info may lead to application rejection. Double-check details carefully.
A “no” is your sign to fix credit score, reduce DTI ratio and improve finances.
Fix mistakes in credit report, clear dues, or add a co-applicant before reapplying.